Buying a car with bad miami car credit can be a gamble but a bit of forethought can make it a safer and less stressful affair. You can take advantage of the myriad bad credit car loan options on the market. Some lenders will even make the loan approval process fun and exciting by rewarding you with incentives such as free carwashes and other perks. While you may not be able to qualify for a traditional auto loan, you may be able to score a deal with a credit union.

How can I get approved for no money down?

The National Independent Automobile Dealers Association released its annual industry report in January. The oh so important report outlined some of the best practices in the industry. Among other things, they introduced a snazzy new website which lets you apply for an auto loan and get an instant approval. The new site makes it easy to apply for a loan by using the same information you would provide to the dealership’s sales staff. It’s also a good idea to check your credit score before you begin the application process, as it will be required to approve you. It’s also a good idea make sure you know what your loan terms are before you sign the dotted line. This will allow you to negotiate a lower rate. You should also be aware that buying a car with bad credit can mean paying more for a car than it’s worth. This is why it’s so important to shop around and compare rates before committing to any lender.